This Privacy Policy governs the manner in which this website collects, uses, maintains and discloses information collected from users (each, a “User”) of the https://www.atmabhanacademy.com/ website (“Site”). This privacy policy applies to the Site and all products and services offered by Atmabhan Academy LLP.

Personal Identification Information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site related activities.

Non-Personal Identification Information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web Browser Cookies

Our Site may use “cookies” to enhance User experience. User’s web browsers place cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How We Use Collected Information

www.atmabhan.com collects and uses User’s personal information for the following purposes:
To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
To improve our Site
We continually strive to improve our website offerings based on the information and feedback we receive from you.
To improve customer service
Your information helps us to more effectively respond to your customer service requests and support needs.
To send Text Messages to deliver certain Services or
Information the user has requested or to Confirm
user’s participation in one of our courses / webinars.
To send periodic emails
The email address Users provide will only be used to
respond to their inquiries, and/or other requests or questions.

How We Protect Your Information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing Your Personal Information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Google Adsense

Some of the ads may be served by Google. Google’s use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses “non personally identifiable information” and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at
h ttp://www.google.com/privacy_ads.html

Changes To This Privacy Policy

Atmabhan Academy has the discretion to update this privacy policy at any time. When we do, we will post a notification on the main page of our Site, revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your Acceptance Of These Terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use
of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Terms & Conditions For The Refund And Cancellation Policy For Atmabhan Academy LLP. Last Updated On 31st October 2020

REFUNDS And CANCELLATION

On your enrollment, the agreement which you accepted while making the payment towards our program, there are some points about cancellation—they are part of this cancellation policy. When you enrolled for this training, you had available coaching support from a coach/trainer (whether you have chosen to use it or not). The refund policy is based on that support as well as the training materials you received when you enrolled (if any). Cooling off – three (3) days for the Indian Citizen and also for the rest of the World: in your enrollment agreement, you have three (3) days to change your mind (if you are a citizen of India or also the rest of the world) and have your deposit refunded. After that time, these cancellation policies apply. Please note, if you were given or sent any e-material, e-books, manuals, CD collections, etc. as part of your deposit, the refund can only occur after adjusting the price of such material to the refund.

You have acknowledged on the enrollment form that the non-refundable cancellation fee may only be applied to a future training with Atmabhan Academy LLP for one (1) years from the date of the enrollment agreement. You can choose to extend this by paying the current rollover fee (Current rollover fee is INR 5,000.00 per training).

If you decide not to attend the training you have initially enrolled into, as long as we are informed one (1) month or more before the commencement of the training, then a refund of everything except the deposit (for that training) and a INR 10000.00 minimum cancellation fee per training, will be given. The refund given will be refunded using the same method as the payment towards the training was made within a span of 45 days. Cooling off – three (3) days for the Indian Citizen and also for the rest of the World: in your enrollment agreement, you have three (3) days to change your mind (if you are a citizen of India or also the rest of the world) and have your deposit refunded. After that time, these cancellation policies apply. Please note, if you were given or sent any e-material, e-books, manuals, CD collections, etc. as part of your deposit, the refund can only occur after adjusting the price of such material to the refund.

If you have placed an amount toward a training you have enrolled into, and that amount is less than or is the same amount as the deposit, then no refund will be given, regardless of when your cancellation is lodged.

You may have entered into a payment plan and received a discount. You must keep the payments current. Failure to do so will result in you being required to pay the full price for the training and/or pay a penalty.

If you cancel your enrolment within or less than one (1) months of the start of the training that you have initially enrolled into, then no refund will be given, and your complete payment will be brought forward to the next training of your choice (within maximum 1 year or less from the date of the first payment (known as deposit)). You may also decide to purchase a product up to the value of the amount paid, less the amount of the deposit and a INR 10000.00 cancellation fee.

If you decide, during the live training, that the training is not for you, as long as you let us personally know (in writing) before the end of the training, we will refund the entire tuition fee, less the deposit. The refund of the tuition fee will only be made after you return the manual and any other training material given by us at the beginning of the training. Any claims made after the completion of the event are not valid.

If you don’t show up at the training or abandon the training at any point during the training, no refund is due. The cancellation fee is in this case 100% of the amount paid. If you fail to attend a specific training without notifying us then there will be no refund due to you, although at the discretion of the Atmabhan Academy LLP management you may be able to select another training if it is within the 1 year period as specified above.

If, during the seminar you are found unfit to participate in this training (or disruptive) by a representative and/or staff member of Atmabhan Academy LLP, you will be required to leave the training immediately. No questions or discussions will be entered into, and Atmabhan Academy LLP representatives and/or staff will be the sole judge. In this case, no refunds will be given. All training material including manuals are to be handed back to us on the spot.

In the case of a national emergency, an Act of God, terrorism or a natural disaster, trainings dates or locations may be changed. In this case, no refund will be due. The credit may be transferred to another training or used to purchase products.

In case you cannot attend (for whatever reasons) a training at the selected location in India, you agree that attending the training at some other location in India would be acceptable and would be a suitable replacement. All associated costs arising from this choice would then be your responsibility. Product (Audio and Video CDs and DVDs – as well as mp3 and USB Stick media)

As these are media that can be easily copied and duplicated, no refund will be given for CDs, DVDs or mp3 media (including USB sticks) for any reason. The only exception is if the media is defective – in which case we will provide a replacement free of charge. All sales are final.

Time Duration For Refunds:

Abiding to the above-mentioned terms & conditions, when Atmabhan Academy issues any refund based on the exact situation that applies for the specified customer, the final amount (according to the above-mentioned clauses) will be refunded within a span of forty five (45) days from the date of refund initiation.

A confirmation email will be sent to the customer when the refund is initiated from Atmabhan Academy’s end to which the customer is expected to reply with a “YES” to successfully initiate the refund. The refund will be credited to the customer’s account using the same payment method they had used while making the payment.

Govt. Taxes & Online Payment Fee:

It is important to note that while you make any payment to M/s Atmabhan Academy LLP, the sum includes 18% GST which is paid by Atmabhan Academy LLP to the government. Atmabhan Academy is not liable to refund this amount to any of its customers. Amount equating to 18% GST and 3% online payment fee shall be deducted from all refunds initiated from our end

Disclosure:

https://www.atmabhanacademy.com is the  website of Atmabhan Academy written and edited by it’s Director, Mr. Yash Deshpande. This site does not accept any form of cash advertising, sponsorship, or paid topic insertions.

We may accept free products, services, travel, event tickets, and other forms of compensation from companies and organizations in lieu of a possible review or feature.

The views and opinions expressed on this blog belong to Yash Deshpande, Ashvin Deshpande and Atmabhan Team 100% . If we claim or appear to be an expert on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

Earnings Disclaimer:

You recognize and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of ATMABHAN ACADEMY products and/or services, and that we have not authorized any such projection, promise, or representation by others.

Any earnings or income statements, or any earnings or income examples, are only estimates of what we think you could earn. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. This applies whether the earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).

There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as “average earnings”.

(i) The Economy. The economy, both where you do business, and on a national and even worldwide scale, creates additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by Atmabhan Academy’s products and/or services.

(ii) Your Success Or Lack Of It. Your success in using the information or strategies provided at www.atmabhan.com depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.

Internet businesses and earnings derived therefrom, involve unknown risks and are not suitable for everyone. You may not rely on any information presented on the website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase Atmabhan Academy’s products and/or services, and/or any monies spent setting up, operating, and/or marketing Atmabhan Academy products and/or services, and further, that you may have no earnings at all (whether monetary or advertising credits, whether convertible to cash or not).

(iii) Forward-Looking Statements. MATERIALS CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT

RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE. ANY AND ALL FORWARD LOOKING STATEMENTS HERE, IN OTHER MATERIALS CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS WEBSITE ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

(iv) Due Diligence. You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the website or otherwise provided by us to be the equivalent of professional advice. Nothing contained on the website or in materials available for sale or download on the website provides professional advice in any way. You should consult with your own accountant, lawyer, or professional advisor for any questions you may have.

We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.

(v) Purchase Price. Although we believe the price is fair for the value that you receive, you understand and agree that the purchase price for Atmabhan Academy’s products and/or services has been arbitrarily set by us. This price bears no relationship to objective standards.

Comment Policy:

When I write a blog post, it’s obviously my point of view. Once it’s in the open, though, it then becomes a shared point of view with you, the readers – and your point of view is what builds the discussions around a post. Sometimes you’ll agree with me; other times, not so much. And that’s what makes the comments after a post such a fervent breeding ground for ideas.

I don’t mind if you attack me for my views. Heck, I’m big and ugly enough to take your shots, and it shows me that you’re passionate about a topic – and I would never discourage passion.

Besides, I’m the person that’s invoked that reaction, so if it’s an attack, let’s have it open and unfiltered (although keeping it respectful would be nice).

What I won’t accept, however, is attacking other commenters. They’re like you – simply offering an additional view on the starting topic. By all means, attack me – the blog is my home and as the owner, I’m responsible for what goes on inside. But attacking another commenter – that’s poor form.

I’m a firm believer in an open comment policy; I don’t moderate before publication, because I feel that stints genuine interaction and conversation. Going by the conversations that have happened over the months, it would appear that most agree.

Let’s play nice and keep it that way. Like I say, attack me if you wish – as the instigator of discussion, I’m open to all views and words. But let’s treat the guests (and that includes you) nicely. Otherwise, you will be moderated and deleted where I feel it’s applicable. Continue to be abusive and you will be banned.

The same goes for comments that include slanderous or libelous statements. As the owner of this blog, I’m responsible for what’s posted here, so I won’t allow allegations that could result in legal action – these comments will be removed.

And let’s keep the bigotry, hate, sexism, profanity and all that other fun stuff off here too. You want that, hit up TechCrunch, YouTube or similar. Oh, and no affiliate links in the comments, please – instead, feel free to point to any blog posts you’ve written about a particular affiliate program.

Sound fair?

Oh – and one more thing. Real names only, please – no SEO-driven keyword names. You get a link back to your site anyway thanks to the Do-Follow arrangement here, so there’s no need to go double SEO on me. Names that are blatant linkbait will be edited.

Contacting Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site,
please contact us at:

M/s Atmabhan Academy LLP

7/3, Yashaka, Chandrodaya CHS Ltd., Umarshi Bappa Chowk,
Opp. Swastik Chambers, Swastik Park, Chembur (E), Mumbai – 72
founder@atmabhan.com